Terms and Conditions

The Terms and Conditions contained herein shall apply to any person (“User”) using the services of this ORGANIZATION for making payments through an online payment gateway service (“Service”) offered by RazorPay, through this website. Each user is therefore deemed to have read and accepted these Terms Of Services.

A. Privacy Policy

The Organization respects and protects the privacy of the individuals that access the information and use the services provided through them. Individually identifiable information about the User is not wilfully disclosed to any third party without first receiving the User’s permission, as covered in this Privacy Policy.

This Privacy Policy describes Organization’s treatment of personally identifiable information that Organization collects when User is on the this website does not collect any unique information about the User (such as User’s name, email address, age, gender etc.) except when the User specifically and knowingly provide such information on the Website. Like any organization interested in offering the highest quality of transparency to its funders, Organization may, from time to time, send email and other communication to the User, tell them about the various programmes conducted by Organization or seek voluntary information from you.

Please be aware, however, that Organization will release specific personal information about the User if required to do so in the following circumstances:
a) In order to comply with any valid legal process such as a search warrant, statute, or court order,
or
b) If any of User’s actions on Organization’s website violate the Terms of Service or any of Organization’s guidelines for specific services,
or
c) To protect or defend Organization’s legal rights or property, the Organization’s site, or Organization’s Users
or
d) To investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the security, integrity of Organization’s website/offerings.

B. General Terms and Conditions For Online Payments

  1. Once a User has accepted these Terms and Conditions, he/she may pay for the required service at the website.
  2. The Organization rights, obligations, undertakings shall be subject to the laws in force in India, as well as any directives/procedures of Government of India, and nothing contained in these Terms and Conditions shall be in derogation of Organization’s right to comply with any law enforcement agencies request or requirements relating to any User’s use of the website or information provided to or gathered by Organization’s with respect to such use. Each User accepts and agrees that the provision of details of their use of the Website to regulators or police or to any other third party in order to resolve disputes or complaints which relate to the Website shall be at the absolute discretion of the Organization.
  3. If any part of these Terms and Conditions are determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth herein, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of these Terms and Conditions shall continue in effect.
  4. These Terms and Conditions constitute the entire agreement between the User and the Organization. These Terms and Conditions supersede all prior or contemporaneous communications and proposals, whether electronic, oral, or written, between the User and the Organization. A printed version of these Terms and Conditions and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms and Conditions to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.
  5. The entries in the books of Organization and/or the Payment Service Providers kept in the ordinary course of business of the Organization and/or the Payment Service Providers with regard to transactions covered under these Terms and Conditions and matters there in appearing shall be binding on the User and shall be conclusive proof of the genuineness and accuracy of the transaction.
  6. Cancellation & Refund
    No cancellations are allowed once the payment is made.
    In case of any queries like duplicate processing, cancellation of the admission/postponement the user shall immediately approach the Organization with their claim details. Such refund (if any) shall be effected by the Organization via payment gateway or by means of a demand draft or such other means as Organization deems appropriate.
    As a rule the Organization does not allow any refund against cancellation.
    Note : Transaction fees levied on transactions will not be refunded/reversed.
  7. In these Terms and Conditions, the term “Charge Back” shall mean, approved and settled credit card or net banking purchase transaction(s) which are at any time refused, debited or charged back to merchant account (and shall also include similar debits to Payment Service Provider’s accounts, if any) by the acquiring bank or credit card company for any reason whatsoever, together with the bank fees, penalties and other charges incidental thereto).
  8. Server Slow Down/Session Timeout: In case the Website or Payment Service Provider’s webpage, that is linked to the Website, is experiencing any server related issues like ‘slow down’ or ‘failure’ or ‘session timeout’, the User shall, before initiating the second payment, check whether their Bank Account has been debited or not and accordingly resort to one of the following options:
    (I) In case the Bank Account appears to be debited, ensure that they did not make the payment twice and immediately thereafter contact the Organization via e-mail or any other mode of contact as provided by the Organization to confirm payment.
    (II) In case the Bank Account is not debited, the User may initiate a fresh transaction to make payment.
    However, the User agrees that under no circumstances the Payment Gateway Service Provider shall be held responsible for such fraudulent/duplicate transactions and hence no claims should be raised to Payment Gateway Service Provider. No communication received by the Payment Service Provider(s) in this regards shall be entertained by the Payment Service Provider(s).

C. Limitation of Liability

  1. Organization has made this Service available to the User as a matter of convenience. Organization expressly disclaims any claim or liability arising out of the provision of this Service. The User agrees and acknowledges that they shall be solely responsible for their conduct and that the Organization reserves the right to terminate the rights to use of the Service immediately without giving any prior notice thereof.
  2. The Organization and/or the Payment Service Providers shall not be liable for any inaccuracy, error or delay in, or omission of (a) any data, information or message, or (b) the transmission or delivery of any such data, information or message or (c) any loss or damage arising from or occasioned by any such inaccuracy, error, delay or omission, non-performance or interruption in any such data, information or message. Under no circumstances shall the Organization and/or the Payment Service Providers, its employees, directors, and its third party agents involved in processing, delivering or managing the Services, be liable for any direct, indirect, incidental, special or consequential damages, or any damages whatsoever, including punitive or exemplary arising out of or in any way connected with the provision of or any inadequacy or deficiency in the provision of the Services or resulting from unauthorized access or alteration of transmissions of data or arising from suspension or termination of the Services.
  3. The Organization and the Payment Service Provider(s) assume no liability whatsoever for any monetary or other damage suffered by the User on account of:
    (I) the delay, failure, interruption, or corruption of any data or other information transmitted in connection with use of the Payment Gateway or Services in connection there to and/or
    (II) Any interruption or errors in the operation of the Payment Gateway.
  4. The User shall indemnify and hold harmless the Payment Service Provider(s) and Organization and their respective officers, directors, agents, and employees, from any claim or demand, or actions arising out of or in connection with the utilization of the Services.
  5. The User agrees that Organization or any of its employees will not be held liable by the User for any loss or damages arising from your use of, or reliance upon the information contained on the Website, or any failure to comply with these Terms and Conditions where such failure is due to circumstance beyond Organizations reasonable control.

D. Miscellaneous Conditions

  1. Any waiver of any rights available to Organization under these Terms and Conditions shall not mean that those rights are automatically waived.
  2. The User agrees, understands and confirms that their personal data including without limitation details relating to debit card/ credit card/ upi/ net banking/ account details transmitted over the Internet may be susceptible to misuse, hacking, theft and/ or fraud and that Organization or the Payment Service Provider(s) have no control over such matters.
  3. Although all reasonable care has been taken towards guarding against unauthorized use of any information transmitted by the User, the Organization does not represent or guarantee that the use of the Services provided by/through it will not result in theft and/or unauthorized use of data over the Internet.
  4. Organization, the Payment Service Provider(s) and its affiliates and associates shall not be liable, at any time, for any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communications line failure, theft or destruction or unauthorized access to, alteration of, or use of information contained on the Website.
  5. The User may be required to create their own User ID and Password in order to register and/ or use the Services provided by Organization on the Website.
    By accepting these Terms and Conditions the User agrees that their User ID and Password are very important pieces of information and it shall be the User’s own responsibility to keep them secure and confidential.
    In furtherance hereof, the User agrees to
    (I) Choose a new password, whenever required for security reasons.
    (II) Keep their User ID & Password strictly confidential.
    (III) Be responsible for any transactions made by User under such User ID and Password.
    The User is hereby informed that Organization will never ask the User for the User’s password in an unsolicited phone call or in an unsolicited email. The User is hereby required to sign out of their Organization account on the Website and close the web browser window when the transaction(s) have been completed. This is to ensure that others cannot access the User’s personal information and correspondence when the User happens to share a computer with someone else or is using a computer in a public place like a library or Internet café.

E. Debit/Credit Card, Bank Account Details, UPI

  1. The User agrees that the debit/credit card, upi, net banking details provided by them for use of the aforesaid Service(s) must be correct and accurate and that the User shall not use a debit/credit card, upi, net banking that is not lawfully owned by them or the use of which is not authorized by the lawful owner thereof. The User further agrees and undertakes to provide correct and valid debit/credit card upi, net banking details.
  2. The User may make payment to the Organization by using a debit/credit card or through an online banking account or upi. The User warrants, agrees and confirms that when they initiates a payment transaction and/or issues an online payment instruction and provides their card/bank details:
    (I) The User is fully and lawfully entitled to use such credit/debit card, bank account, upi for such transactions
    (II) The User is responsible to ensure that the card/bank account/upi details provided by them are accurate
    (III) The User is authorizing the debit of the nominated card/bank account/ upi for the payment of fees selected by such User along with the applicable Fees.
    (IV) The User is responsible to ensure sufficient credit is available on the nominated card/ bank account/ upi at the time of making the payment to permit the payment of the dues payable or the bill(s) selected by the User inclusive of the applicable Fee.

F. Personal Information

  1. The User agrees that, to the extent required or permitted by law, Organization and/ or the Payment Service Provider(s) may also collect, use and disclose personal information in connection with security related or law enforcement investigations or in the course of cooperating with authorities or complying with legal requirements.
  2. The User agrees that any communication sent by the User vide e-mail, shall imply release of information there in/there with to Organization. The User agrees to be contacted via e-mail on such mails initiated by them.
  3. In addition to the information already in the possession of Organization and/or the Payment Service Provider(s), Organization may have collected similar information from the User in the past. By entering the Website the User consents to the terms of Organization, information privacy policy and to Organization continued use of previously collected information. By submitting the User’s personal information to the Organization, the User will be treated as having given their permission for the processing of the User’s personal data as set out herein.
  4. The User acknowledges and agrees that their information will be managed in accordance with the laws for the time in force.

G. Payment Gateway Disclaimer

The Service is provided in order to facilitate payments to the organization. Organization or the Payment Service Provider(s) do not make any representation of any kind, express or implied, as to the operation of the Payment Gateway other than what is specified in the Website for this purpose. By accepting/agreeing to these Terms and Conditions, the User expressly agrees that their use of the aforesaid online payment Service is entirely at own risk and responsibility of the User.

General Information

These Terms and Conditions constitute the entire agreement between you and Organization and govern your use of the Service, superseding any prior agreements between you and Organization. You also may be subject to additional terms and conditions that may apply when you use affiliate services, third-party content or third-party software. Our relationship with you is subject to Indian law and the exclusive jurisdiction of the Indian courts. Any failure by the Organization to exercise or enforce any right or provision of these Terms and Conditions shall not constitute a waiver of such right or provision. If any provision of these Terms and Conditions is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavour to give effect to the parties’ intentions as reflected in the provision, and the other provisions of these Terms and Conditions remain in full force and effect.

Complaints

If you have any complaints about the Website, we want to hear from you so we can improve our Service. Please email at info @ dhartiamrit . com and we will consider your comments carefully.